RHFL delivered another set of strong numbers in Q4FY14. Net interest income went up by 37% yoy to Rs 53.9 cr driven by a robust 32% yoy growth in loan book. Sequentially NII grew by 14% as interest expenses grew by a moderate 7% against 9.6% growth in interest income. NIMs were steady at 4.7% as share of LAP loans increased to 18.7% of the total loan book. PAT grew by modest 14% yoy as against 50% growth for 9MFY14 on account of higher provisioning made by the company resulting in shoring up of coverage ratio from 37% to...