Indian Bank announced Q2FY26 results Net Profit up by 11.49% YoY at Rs 3,018 crore in Sep'25 from Rs 2,707 crore in Sep'24. Operating Profit improved by 2.31% YoY to Rs 4,837 crore in Sep'25 from Rs 4,728 crore in Sep'24. Net Interest Income increased by 5.76% YoY to Rs 6,551 crore in Sep’25 from Rs 6,194 crore in Sep'24. Return on Assets (RoA) stood at 1.32%, Return on Equity (RoE) at 19.58 % in Sep'25. Yield on Advances(YoA) stood at 8.40% in Sep'25. Cost of Deposit improved by 12 bps to 5.01% in Sep'25 from 5.13% in Sep'24. Gross Advances increased by 12.65% YoY to Rs 6,20,324 crore in Sep'25 from Rs 5,50,644 crore in Sep'24. RAM (Retail, Agriculture & MSME) advances grew by 15.57% YoY to Rs 3,75,660 crore in Sep’25 from Rs 3,25,050 crore in Sep'24. RAM contribution to gross domestic advances stood at 65.50%. Retail, Agri & MSME advances grew by 18.58%, 13.98% and 14.10% YoY respectively. Home Loan (including mortgage) grew by 12.68% YoY in Sep'25. Priority sector advances as a percentage ofANBC stood at 42.51% at Rs 2,06,149 crore in Sep'25 as against the regulatory requirement of 40%. Total Deposits increased by 12.09% YoY and reached to Rs 7,76,946 crore in Sep’25 as against Rs 6,93,115 crore in Sep'24. Current, Savings & CASA deposits grew by 11.40%, 6.59%, and 7.23% YoY respectively. Domestic CASA ratio stood at 38.87% as on 30th Sep'25. CD ratio stood at 79.84% as on 30th Sep'25. GNPA decreased by 88 bps YoY to 2.60% in Sep'25 from 3.48% in Sep'24, NNPA reduced by 11 bps to 0.16% in Sep’25 from 0.27% in Sep'24. Provision Coverage Ratio (PCR, including TWO) improved by 68 bps YoY to 98.28% in Sep'25 from 97.60% in Sep'24. Slippage Ratio contained to 0.79% in Sep'25 in comparison to 1.06% in Sep’24. Capital Adequacy Ratio stood at 17.31%.CET-1 stood at 14.80% and Tier I Capital at 15.27% in Sep'25. Earnings Per Share (EPS) increased to Rs 89.63 in Sep‘25 from Rs 80.37 in Sep'24 Result PDF
Indian Overseas Bank announced Q2FY26 results Net Profit up by 57.79% to Rs 1,226 crore. Operating profit increased by 12.78% to Rs 2,400 crore. Net Interest Income increased by 20.53% to Rs 3,059 crore. Net Interest Margin (NIM)-Domestic increased to 3.35%. Net Interest Margin (NIM)-Global increased to 3.21%. Cost to Income Ratio reduced by 321 bps to 45.76%. Return on Assets (ROA) increased by 38 bps to 1.20%. Return on Equity (RoE) increased by 305 bps at 19.95%. Total Business grew by 14.10% to Rs 6,17,034 crore. Total Deposits up by 9.15% to Rs 3,39,066 crore. CASA deposits increased by 4.19% to Rs 1,37,387 crore. CASA Ratio stood at 40.52% as on 30.09.2025. Gross Advances increased by 20.78% to Rs 2,77,968 crore. CD Ratio increased to 81.98% as on 30.09.2025. Gross NPA reduced by 89 bps to 1.83% as on 30.09.2025. Net NPA reduced by 19 bps to 0.28% as on 30.09.2025. Slippage ratio maintained at 0.11% as on 30.09.2025. Credit Cost stood at 0.18% as on 30.09.2025. Total Recovery during the quarter stood at Rs 874 crore. Provision Coverage Ratio increased by 42 bps to 97.48%. CRAR improved by 49 bps to 17.94% as on 30.09.2025. Result PDF
Conference Call with Bank of Maharashtra Management and Analysts on Q2FY26 Performance and Outlook. Listen to the full earnings transcript.
Bank of Maharashtra announced Q2FY26 results Net Profit increased by 23.09% to Rs 1,633 crore in Q2FY26 on YoY basis as against Rs 1,327 crore for Q2FY25. Operating Profit has shown a growth of 16.91% on YoY basis to Rs 2,574 crore for Q2FY26 as against Rs 2,202 crore for Q2FY25. Net Interest Income (NII) grew by 15.71% on YoY basis to Rs 3,248 crore in Q2FY26 as against Rs 2,807 crore for Q2FY25. Net Revenues (Net Interest income plus other income) for Q2FY26 improved by 13.73 % to Rs 4,093 crore for Q2FY26 as against Rs 3,599 crore for Q2FY25. Cost to Income Ratio improved to 37.10% for Q2FY26 as against 38.81% for Q2FY25. Return on Assets (ROA) improved to 1.82% for Q2FY26 against 1.74% for Q2FY25 and 1.80% for Q1FY25. Return on Equity (ROE) stood at 22.58% for Q2FY26 against 26.01% for Q2FY25. Assets & Liabilities (As on September 30th , 2025): Total Business grew by 14.20% on YoY basis to Rs 5,63,909 crore. Total Deposits increased by 12.13% on YoY basis to Rs 3,09,791 crore. Gross Advances grew by 16.83% on YoY basis to Rs 2,54,118 crore. RAM (Retail, Agri. & MSME) Business grew by 16.94% on YoY basis. Retail advances, has grown by 37.45 %. On YoY basis. Capital Adequacy (As on September 30th, 2025): Total Basel III Capital adequacy ratio improved to 18.13% with Common Equity Tier 1(CET1) ratio of 14.05%. Asset quality: (As on September 30th, 2025): Gross NPA declined to 1.72% as on 30.09.2025 against 1.84% as on 30.09.2024. The same was 1.74% as on 30.06.2025. Net NPA declined to 0.18% as on 30.09.2025 against 0.20% as on 30.09.2024. The same was 0.18% as on 30.06.2025. Provision Coverage ratio stood at 98.34% as on 30.09.2025 as against 98.36% as on 30.09.2024. The same was 98.36 % as on 30.06.2025. Bank holds cumulative Covid-19 provision of Rs 1,200 crore as on 30th September 2025. Result PDF