IDFC First Bank announced Q2FY26 results Q2FY26 Financial Highlights: Total customer business stood at Rs 5,35,673 crore, which represents a 21.6 percent increase YoY. Loans and Advances: Rs 2,66,579 crore, reflecting a 19.7 percent growth YoY. Gross NPA: 1.86 percent, showing a decrease of 6 basis points YoY. Net NPA: 0.52 percent, showing an increase of 4 basis points YoY. Customer Deposits: Rs 2,69,094 crore, which is a 23.4 percent increase YoY. CASA Deposits: Rs 1,38,583 crore, showing a 26.8 percent growth YoY. CASA Ratio: 50.07 percent, which is an improvement of 119 basis points YoY. Net Interest Margin (NIM): 5.59 percent, which is a decline of 59 basis points YoY. Core Operating Profit: Rs 1,825 crore, showing a decline of 1.7 percent YoY. Net Profit: Rs 352 crore, representing a growth of 75.6 percent YoY. Capital adequacy ratio stood at 14.34 percent, indicating a decrease of 202 basis points YoY. V Vaidyanathan, MD and CEO said “The stress in the MFI business was an MFI industry issue and looks like it is behind us. Other than MFI, the asset quality of the Bank has always been stable for over a decade through cycles and continues to be so with Gross NPA at 1.86% and Net NPA at 0.52% as of 30th September 2025. On cost of funds, we expect it to drop from here on. The bank is witnessing improving operating leverage. For instance, in FY25, total Business, i.e. loans and customer deposits, grew by 22.7% YoY, against increase in Opex of 16.5% YoY. Following on, in H1FY26, total Business grew by 21.6% YoY, against Opex increase of 11.8% YoY. We hope to sustain this trend.” Result PDF
IDBI Bank announced Q2FY26 results Q2FY26 Financial Highlights: Net Profit improved by 98% in Q2FY26 to Rs 3,627 crore (includes profit on sale of investment in NSDL Rs 1,699 crore) as against net profit of Rs 1,836 crore in Q2FY25. Operating profit improved by 17% in Q2FY26 to Rs 3,523 crore as against Rs 3,006 crore in Q2FY25. Net Interest Income stood at Rs 3,285 crore in Q2FY26 as against Rs 3,875 crore in Q2FY25. Return on Assets (ROA) improved by 158 bps to 3.55% in Q2FY26 as compared to 1.97% for Q2FY25. Total Business stood at Rs 5,33,730 crore, YoY growth of 12%. Total Deposits stood at Rs 3,03,510 crore, YoY growth of 9% Net Advances stood at Rs 2,30,220 crore, YoY growth of 15% Return on Assets (ROA) improved 3.55%, YoY growth by 158 bps CRAR at 25.39%, YoY growth by 341 bps Gross NPA down to 2.65%, YoY reduction by 103 bps Net NPA stood at 0.21% Provision Coverage Ratio (PCR) at 99.3% CASA ratio at 45.81% Result PDF
Cement & Cement Products company UltraTech Cement announced Q2FY26 results Q2FY26 Financial Highlights: Consolidated Net Sales was Rs 19,371 crore vs Rs 15,967 crore over the corresponding period of the previous year, registering a growth of 21.3%. Profit before interest, depreciation and tax was Rs 3,268 crore compared to Rs 2,253 crore. Profit after tax was Rs 1,232 crore compared to Rs 703 crore. Q2FY26 Business Highlights: UltraTech achieved a growth of 22.3% in domestic grey cement without considering the sales volumes of India Cements and Kesoram in the previous year since they were not part of UltraTech during that period. Energy costs were lower by 7% YoY, while raw material costs rose 5% on account an increase in the cost of flyash and slag. Operating EBITDA per ton for the existing UltraTech assets of 166.76 mtpa is at Rs 966 per ton. The acquired assets of India Cements and Kesoram have generated an operating EBITDA of Rs 386 per ton and Rs 755 per ton respectively. UltraTech’s domestic grey cement capacity is 186.86 mtpa, on a consolidated basis. Together with its overseas capacity of 5.4 mtpa, the Company’s global capacity stands at 192.26 mtpa Result PDF
Federal Bank announced Q2FY26 results Q2FY26 Financial Highlights: Record NII at Rs 2,495 crore, reflecting stable margins. Highest-ever fee income at Rs 886 crore, underscoring continued momentum in non-interest revenue streams. CASA ratio improved to 31%, up 94 bps YoY; CASA deposits grew 10.7% YoY to Rs 89,591 crore. Operating profit stood at Rs 1,644.2 crore, up 5.7% QoQ. Net profit rose 10.9% QoQ to Rs 955.3 crore, driven by robust operating income and efficient cost management. ROA at 1.1% and ROE at 11%, maintaining healthy profitability metrics. Net Interest Margin improved 12 bps QoQ to 3.1%. Total deposits increased 7.4% YoY, while net advances grew 6.2% YoY, reflecting balanced franchise growth. Asset quality remained among the best in the decade with GNPA at 1.8% and NNPA at 0.5%. CRAR stood strong at 15.7%, ensuring a comfortable capital position. Provision Coverage Ratio remained robust at 73.5%. Total Business of the Bank reached Rs 533,576.6 crore registering a growth of 6.8% YoY. On the Asset side, Net advances increased from Rs 2,30,312 crore as on September 30, 2024 to Rs 2,44,657 on September 30, 2025, a growth of over 6.2% YoY. The Bank registered Operating Profit of Rs 1,644.2 crore and Net Profit of Rs 955.3 crore for the quarter ended September 30, 2025. KVS Manian, Managing Director & CEO said: “Having spent over a year in this role, I have a deep sense of conviction about where the Bank stands today and the direction we’re headed. Over the past few quarters, we’ve undertaken several strategic reorientations to strengthen our foundation and build for the future — and the results are beginning to show. Our CASA franchise continues to demonstrate sustained and meaningful growth, reflecting the trust of our customers and the consistency of our team’s execution. We’re also broadening our asset mix thoughtfully, increasing the share of our mid-yield portfolio in a measured and disciplined way. At the same time, our fee income has seen strong, double-digit sequential growth, underscoring the breadth and resilience of our earnings. Our asset quality remains solid, supported by prudent risk management and a balanced approach to growth. As we look ahead, we’re shaping an organisation that’s agile in its thinking, disciplined in its actions, and firmly anchored in the stability and values that define Federal Bank." Result PDF