Fino Payments Bank announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Total Income: Rs 49,349 lakh compared to Rs 40,130 lakh during Q4FY24. PBT: Rs 2,970 lakh compared to Rs 2,529 lakh during Q4FY24. Throughput: Rs 1,30,600 crore compared to Rs 1,20,800 crore during Q4FY24. Digital Throughput : Rs 74,900 crore compared to Rs 42,900 crore during Q4FY24. First Payments Bank to maintain consistent profitability for five consecutive years (Q4FY20 – Q4FY25). FY25 Financial Highlights: FY25 revenue at Rs 1,847 crore, in line with guidance, reflecting 25% YoY growth. High-margin CMS and CASA products contributed 38% to the revenue in FY25. Digital (UPI) transactions volume crossed 288 crore in FY25 up 80% over FY’24. Bank clocked over Rs 1,260 crore transactions on a daily basis in FY25 thereby demonstrating a record annual throughput of Rs 4.6+ lakh crore, registering 29% YoY growth. Rishi Gupta, MD & CEO, Fino Payments Bank, said: “FY25 has been a transformational year for Fino. Our endeavour to position ourselves as a leading digital player is reflected in our growth. Leveraging our technology-enabled network and digital ecosystem has been our mantra for sustainable growth. Our diligent customer centric approach enhances our long-term vision of monetising our customer base. Importantly, our strategic focus on customer ownership, digital-first approach, continuous innovation and exploring value creating avenues is at the core of our commitment to inclusive growth and profitability.” Ketan Merchant, CFO, Fino Payments Bank, said: “We delivered on our revised guidance of 25% YoY (5% up from earlier guidance of 20%) growth in topline and remain focused on creating long-term shareholder value with discipline and agility. Our sustained performance has made Fino the first payments bank to remain profitable for five consecutive years. Our continued focus on the highly profitable digital segment has delivered exceptional results, with digital now contributing 21% to the total revenue - exceeding our expectations in FY25.” Result PDF