At the start of the financial year 2024-25, the Company delineated its loan book and assets into growth assets and legacy loan book, with an intent on expending its growth assets and focus on running down its legacy loan book. In FY 2024-25, the Company saw strong collections from its legacy loan book and realized robust recovery from its loans already provided for, including from pools sold to Asset Reconstruction Companies [ARCs]. The Company also tactically utilized its provision buffers and its recoveries to sell delinquent pools from its legacy loan book to ARCs to increase recovery traction from such loans. Against a targeted collections from the legacy loan book of INR 4,075 Crs in Q4FY2024-25, the Company collected INR 4,235 Crs. This takes total collection in FY 25 from the legacy loan book to INR 15,325 Crs, of which INR 9,461 Cr has been collected in H2FY2025 against a target of INR 9,300 Cr. For further details refer attachment.