Federal Bank announced Q2FY26 results Q2FY26 Financial Highlights: Record NII at Rs 2,495 crore, reflecting stable margins. Highest-ever fee income at Rs 886 crore, underscoring continued momentum in non-interest revenue streams. CASA ratio improved to 31%, up 94 bps YoY; CASA deposits grew 10.7% YoY to Rs 89,591 crore. Operating profit stood at Rs 1,644.2 crore, up 5.7% QoQ. Net profit rose 10.9% QoQ to Rs 955.3 crore, driven by robust operating income and efficient cost management. ROA at 1.1% and ROE at 11%, maintaining healthy profitability metrics. Net Interest Margin improved 12 bps QoQ to 3.1%. Total deposits increased 7.4% YoY, while net advances grew 6.2% YoY, reflecting balanced franchise growth. Asset quality remained among the best in the decade with GNPA at 1.8% and NNPA at 0.5%. CRAR stood strong at 15.7%, ensuring a comfortable capital position. Provision Coverage Ratio remained robust at 73.5%. Total Business of the Bank reached Rs 533,576.6 crore registering a growth of 6.8% YoY. On the Asset side, Net advances increased from Rs 2,30,312 crore as on September 30, 2024 to Rs 2,44,657 on September 30, 2025, a growth of over 6.2% YoY. The Bank registered Operating Profit of Rs 1,644.2 crore and Net Profit of Rs 955.3 crore for the quarter ended September 30, 2025. KVS Manian, Managing Director & CEO said: “Having spent over a year in this role, I have a deep sense of conviction about where the Bank stands today and the direction we’re headed. Over the past few quarters, we’ve undertaken several strategic reorientations to strengthen our foundation and build for the future — and the results are beginning to show. Our CASA franchise continues to demonstrate sustained and meaningful growth, reflecting the trust of our customers and the consistency of our team’s execution. We’re also broadening our asset mix thoughtfully, increasing the share of our mid-yield portfolio in a measured and disciplined way. At the same time, our fee income has seen strong, double-digit sequential growth, underscoring the breadth and resilience of our earnings. Our asset quality remains solid, supported by prudent risk management and a balanced approach to growth. As we look ahead, we’re shaping an organisation that’s agile in its thinking, disciplined in its actions, and firmly anchored in the stability and values that define Federal Bank." Result PDF
ICICI Bank announced Q2FY26 results Q2FY26 Financial Highlights: Profit before tax excluding treasury grew by 9.1% year-on-year to Rs 16,164 crore (US$ 1.8 billion) in the quarter ended September 30, 2025 (Q2FY26) Core operating profit grew by 6.5% year-on-year to Rs 17,078 crore (US$ 1.9 billion) in Q2FY26 Profit after tax grew by 5.2% year-on-year to Rs 12,359 crore (US$ 1.4 billion) in Q2FY26 Average deposits grew by 9.1% year-on-year to Rs 15,57,449 crore (US$ 175.4 billion) in Q2FY26 Average current account and savings account (CASA) ratio was 39.2% in Q2FY26 Total period-end deposits grew by 7.7% year-on-year to Rs 16,12,825 crore (US$ 181.6 billion) at September 30, 2025 Domestic loan portfolio grew by 10.6% year-on-year to Rs 13,75,260 crore (US$ 154.9 billion) at September 30, 2025 Net NPA ratio was 0.39% at September 30, 2025 Including profits for the six months ended September 30, 2025 (H1-2026), total capital adequacy ratio was 17.00% and CET-1 ratio was 16.35%, on a standalone basis, at September 30, 2025 The consolidated profit after tax increased by 3.2% year-on-year to Rs 13,357 crore (US$ 1.5 billion) in Q2FY26 from Rs 12,948 crore (US$ 1.5 billion) in Q2FY25. Consolidated assets grew by 6.8% year-on-year to Rs 26,86,485 crore (US$ 302.6 billion) at September 30, 2025 from Rs 25,16,512 crore (US$ 283.4 billion) at September 30, 2024. Result PDF
IndusInd Bank announced Q2FY26 results Q2FY26 Financial Highlights: Net Interest Income (NII) in Q2FY26 is at Rs 4,409 crore as compared to Rs 5,347 crore in Q2FY25 NIM at 3.32% for Q2FY26 as compared to 4.08% for Q2FY25 Quarterly Net loss in Q2FY26 is at Rs 437 crore as compared to Net Profit of Rs 1,331 crore for Q2FY25 Net worth at Rs 62,524 crore in Q2FY26 as compared to Rs 63,888 crore in Q2FY25 Deposits at Rs 3,89,600 crore in Q2FY26 from Rs 4,12,397 crore in Q2FY25 Gross NPA and Net NPA ratios at 3.60% and 1.04% compared to 3.64% and 1.12% in June 30, 2025 PCR improved at 71.81% as of September 30, 2025, from 70.13% in June 30 ,2025 CRAR improved as on September 30, 2025, at 17.10% as compared to 16.51% on September 30, 2024 The Bank has healthy liquidity position with LCR of 132% average for Q2FY26 Rajiv Anand, the MD and CEO, IndusInd Bank said: “During Q2FY26, the Bank consolidated its balance sheet by letting go wholesale deposits and being cautious on microfinance disbursements. Nevertheless, our core pre-provision operating profit at Rs 1,940 crore remained stable QoQ. Our asset quality trends have been stable in all core businesses except in microfinance wherein industry is facing cyclical pressures. The Bank accelerated write-offs as well as increased provisions on microfinance as a prudent measure. While this has resulted in the Bank showing a loss in Q2, we believe this strengthens the balance sheet and fast-tracks normalisation of underlying profitability. I remain optimistic about ongoing economic recovery driven by the prudent fiscal and monetary measures. We will work towards positioning the Bank to participate in the recovery as it unfolds. Our focus is on realizing the full potential of the Bank, by leveraging our capabilities, scaling our strengths, improving in areas where we can do better and unlocking new areas of value creation. The Bank has strong capital adequacy with CRAR of 17.10%, liquidity with average LCR of 132% and sequentially improved GNPA and NNPAs of 3.60% and 1.04% respectively, providing strong foundation as we work towards delivering sustainable growth.” Result PDF