Peer Group

Stock	Current Price Rs	PE TTM Price to Earnings	Market Capitalization in Cr	Dividend yield 1yr %	Net Profit Qtr Cr	Net Profit Annual Growth YoY %	Operating Revenues Qtr Cr	Revenue Growth Qtr YoY	Price to Book Value
JM Financial Ltd.	70.95	7.17	5966.19	1.41	194.66	-3.87	850.50	2.75	0.77
Bajaj Finserv Ltd. Market Leader	6870.85	19.89	109342.71	0.04	1454.25	28.68	12271.66	39.93	2.99
Bajaj Holdings & Inv.. Market Runner Up	3350.00	198.21	37282.15	0.97	24.79	-18.09	78.63	-24.91	1.38
Aditya Birla Capital..	87.05	29.88	19163.27	0.00	197.18	13.09	3645.75	19.04	1.80
L&T Finance Holdings..	93.70	8.36	18735.60	1.07	549.42	74.72	3594.54	18.20	1.37
Tata Investment Corp..	764.95	26.76	3870.65	2.61	19.46	16.59	25.38	-17.97	0.49
Equitas Holdings Ltd.	103.80	31.61	3545.89	0.00	70.28	1193.55	655.57	28.37	1.45
Kama Holdings Ltd.	4650.00	82.84	3000.46	0.32	-0.42	5.62	0.00	-100.00	5.66

All values except ratios in INR(Crores)


Indicator	Jun-2019	Mar-2019	Dec-2018	Sep-2018	Jun-2018	Mar-2018	Dec-2017	Sep-2017	Jun-2017
Total Revenue Qtr cr	31.4	71.2	28.6	128.3	44.8	114.9	11.5	10.7	107.1
Operating Revenues Qtr Cr	29.8	34.6	18.0	45.2	39.9	79.7	11.4	10.3	12.7
Other Income Qtr Cr	1.6	36.6	10.6	83.1	5.0	35.2	0.1	0.3	94.4
Operating Expenses Qtr Cr	36.7	38.0	22.0	36.6	39.2	46.1	4.2	4.0	4.8
Operating Profit Qtr Cr	-6.9	-3.4	-4.0	8.6	0.6	33.6	7.3	6.3	7.8
Operating Profit Margin Qtr %	-23.32%	-9.9%	-21.95%	18.98%	1.61%	42.2%	63.62%	60.97%	61.85%
Depreciation Qtr Cr	3.1	0.5	0.5	0.5	0.4	0.5	0.2	0.2	0.2
Interest Qtr Cr	2.0	0.7	2.7	10.3	5.9	5.3	10.1	8.2	11.0
Profit Before Tax Qtr Cr	-10.4	32.0	3.5	80.9	-0.7	63.1	-2.9	-1.8	91.1
Tax Qtr Cr	-0.7	-1.3	1.8	3.4	0.6	14.1	-0.2	-0.3	-0.3
Net Profit Qtr Cr	-9.7	33.3	1.7	77.5	-1.3	48.9	-2.7	-1.5	91.4
Basic EPS Qtr Rs	-0.1	0.4	0.0	0.9	-0.0	0.6	-0.0	-0.0	1.1
Net profit TTM Cr	102.8	111.3	126.9	122.4	43.5	136.2	134.9	137.3	190.6
Basic EPS TTM Rs	1.2	1.3	1.5	1.5	0.5	1.6	1.7	1.7	2.4

Quarterly Operating Revenues Qtr Cr Analysis

Operating Revenues Qtr Cr growth is lower than historical averages.

Quarterly Net Profit Qtr Cr Analysis

Net Profit Qtr Cr growth is higher than historical averages.


Indicator	Jun-2019	Mar-2019	Dec-2018	Sep-2018	Jun-2018	Mar-2018	Dec-2017	Sep-2017	Jun-2017
Total Revenue Qtr cr	856.6	953.3	900.7	975.7	855.3	932.6	837.7	755.4	709.1
Operating Revenues Qtr Cr	850.5	944.5	898.3	960.4	827.7	932.6	837.7	755.4	709.1
Other Income Qtr Cr	6.1	8.8	2.5	15.3	27.6	0.0	0.0	0.0	0.0
Operating Expenses Qtr Cr	194.7	350.0	173.4	207.9	197.8	217.3	186.2	180.9	171.2
Operating Profit Qtr Cr	655.8	594.6	724.9	752.6	630.0	715.3	651.6	574.5	537.9
Operating Profit Margin Qtr %	77.11%	62.95%	80.69%	78.36%	76.11%	76.7%	77.78%	76.05%	75.85%
Depreciation Qtr Cr	10.0	7.0	6.9	6.8	6.4	6.8	6.6	6.5	6.4
Interest Qtr Cr	349.6	351.5	378.4	381.5	334.8	306.9	294.2	281.9	261.7
Profit Before Tax Qtr Cr	302.4	244.8	342.0	379.5	316.4	401.7	350.8	286.2	269.8
Tax Qtr Cr	107.7	68.6	121.1	139.4	117.3	140.6	113.5	92.5	91.7
Net Profit Qtr Cr	194.7	176.3	220.9	240.2	199.1	261.1	237.3	193.7	178.1
Basic EPS Qtr Rs	1.5	1.5	1.6	1.9	1.7	2.4	2.1	1.8	1.6
Net profit TTM Cr	832.1	836.5	921.3	937.6	891.1	870.2	819.4	745.7	702.7
Basic EPS TTM Rs	9.9	10.0	11.0	11.2	10.6	10.4	10.3	9.4	8.8

Quarterly Operating Revenues Qtr Cr Analysis

Operating Revenues Qtr Cr growth is lower than historical averages.

Quarterly Net Profit Qtr Cr Analysis

Net Profit Qtr Cr growth is higher than historical averages.

Annual Results

Standalone
Consolidated

All values except ratios in INR(Crores)


Indicator	TTM	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Total Revenue Annual Cr	259.4	271.9	426.2	163.0	157.8	104.5	87.2	56.2	63.3	44.1
Operating Revenues Annual Cr	127.5	143.1	298.7	47.3	148.6	102.9	86.3	53.4	52.3	29.4
Other Income Annual Cr	131.9	128.8	127.5	115.7	9.1	1.7	0.9	2.7	11.0	14.7
Operating Expenses Annual Cr	133.3	134.8	156.9	15.8	18.1	16.0	11.9	7.1	17.1	23.2
Operating Profit Annual in Cr	-5.7	8.3	141.8	31.5	130.5	86.8	74.4	46.3	35.2	6.2
Operating Profit Margin Annual %		3.06%	33.27%	19.34%	82.71%	83.05%	85.36%	82.4%	55.6%	14.07%
Total Expenses Annual Cr		156.2	193.5	56.0	45.7	24.0	12.4	7.4	17.7	23.8
Other Expenses Annual Cr	62.0	31.7	34.3	7.5	8.0	7.4	4.6	2.9	5.7	9.0
Employee Expenses Annual Cr	71.3	74.1	79.7	8.3	10.1	8.7	7.3	4.3	11.4	14.2
Cost Of Power Purchased Annual Cr	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cost Of Fuel Annual Cr		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EBIDT Annual Cr		137.1	269.2	147.2	139.6	88.5	75.3	49.0	46.2	20.9
EBIDT margin Annual %		50.44%	63.18%	90.33%	88.51%	84.65%	86.36%	87.28%	72.99%	47.4%
Other Income Annual Cr	131.9	128.8	127.5	115.7	9.1	1.7	0.9	2.7	11.0	14.7
Interest Annual Cr	15.7	19.6	34.7	39.6	27.2	7.6	0.1	0.0	0.1	0.0
Depreciation Cr	4.6	1.9	1.9	0.7	0.4	0.4	0.4	0.3	0.5	0.6
Profit Before Tax Annual Cr	105.9	115.7	232.6	106.9	112.1	80.5	74.8	48.7	45.6	20.3
Tax Annual Cr	3.1	4.4	41.0	0.2	-0.1	2.4	3.7	3.9	3.1	-0.3
PAT Before ExtraOrdinary Items Annual Cr		111.3	191.7	106.7	112.3	78.1	71.1	44.8	42.5	20.6
Minority Interest Income Annual Cr
Net Profit Annual Cr	102.8	111.3	191.7	106.7	112.3	78.1	71.1	44.8	42.5	10.0
Net Profit Margin Annual %		77.78%	64.17%	225.75%	75.52%	75.92%	82.34%	83.84%	81.26%	34.14%
Basic EPS Annual Rs		1.3	2.4	1.4	1.4	1.0	0.9	0.6	0.6	0.1

Annual Total Revenue Annual Cr Analysis

Total Revenue Annual Cr growth is lower than historical averages.

1 Year:: 271.88 Cr
3 Years:: 287.0 Cr
5 Years:: 224.66 Cr
7 Years:: 180.95 Cr

Annual Net Profit Annual Cr Analysis

Net Profit Annual Cr growth is lower than historical averages.

1 Year:: 111.3 Cr
3 Years:: 136.57 Cr
5 Years:: 120.01 Cr
7 Years:: 102.28 Cr

Annual ROE Annual % Analysis

ROE Annual % is growing slower than historical averages.

1 Year:: 4.48 %
3 Years:: 6.12 %
5 Years:: 5.98 %
7 Years:: 5.28 %


Indicator	TTM	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Total Revenue Annual Cr	3,686.3	3,578.7	3,234.9	2,359.3	1,684.7	1,403.0	1,006.7	1,042.2	874.0	895.9
Operating Revenues Annual Cr	3,653.7	3,541.9	3,234.9	2,359.3	1,684.7	1,403.0	1,006.7	1,042.2	874.0	895.9
Other Income Annual Cr	32.6	36.8	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Operating Expenses Annual Cr	925.9	822.5	755.6	582.3	459.4	447.9	403.4	399.2	383.7	401.6
Operating Profit Annual in Cr	2,727.8	2,719.3	2,479.3	1,777.0	1,225.2	955.2	603.2	643.0	490.3	494.4
Operating Profit Margin Annual %		75.99%	76.64%	75.32%	72.73%	68.08%	59.92%	61.7%	56.09%	55.18%
Total Expenses Annual Cr		2,295.9	1,926.4	1,387.5	991.8	886.1	726.5	788.3	691.3	657.5
Other Expenses Annual Cr	505.8	286.6	368.9	276.4	195.5	212.6	200.3	201.2	207.9	196.9
Employee Expenses Annual Cr	420.1	421.6	386.6	305.8	263.9	235.2	203.2	198.0	175.8	204.7
Cost Of Power Purchased Annual Cr	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cost Of Fuel Annual Cr		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
EBIDT Annual Cr		2,756.1	2,479.3	1,777.0	1,225.2	955.2	603.2	643.0	490.3	494.4
EBIDT margin Annual %		77.02%	76.64%	75.32%	72.73%	68.08%	59.92%	61.7%	56.09%	55.18%
Other Income Annual Cr	32.6	36.8	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Interest Annual Cr	1,461.0	1,446.2	1,144.6	782.0	512.1	420.2	307.8	376.9	296.1	243.5
Depreciation Cr	30.7	27.1	26.2	23.3	20.3	18.1	15.2	12.2	11.5	12.4
Profit Before Tax Annual Cr	1,268.8	1,282.8	1,308.5	971.7	692.9	516.9	280.2	253.9	182.7	227.9
Tax Annual Cr	436.7	446.3	438.4	334.8	222.4	156.4	80.0	74.9	59.5	52.8
PAT Before ExtraOrdinary Items Annual Cr		836.5	870.2	636.9	470.4	360.5	200.2	179.0	123.2	175.1
Minority Interest Income Annual Cr	-276.1	-264.9	-240.4	-178.7	-125.3	-48.8	-15.2	-15.9	-9.5	-7.4
Net Profit Annual Cr	832.1	836.5	870.2	636.9	470.4	360.5	200.2	179.0	123.2	175.1
Net Profit Margin Annual %		23.61%	26.89%	26.99%	27.92%	25.69%	19.88%	17.17%	14.09%	19.54%
Basic EPS Annual Rs		6.8	7.8	5.9	5.1	4.3	2.8	2.4	1.6	2.3

Annual Total Revenue Annual Cr Analysis

Total Revenue Annual Cr growth is lower than historical averages.

1 Year:: 3,578.65 Cr
3 Years:: 3,057.6 Cr
5 Years:: 2,452.1 Cr
7 Years:: 2,044.2 Cr

Annual Net Profit Annual Cr Analysis

Net Profit Annual Cr growth is lower than historical averages.

1 Year:: 836.48 Cr
3 Years:: 781.18 Cr
5 Years:: 634.89 Cr
7 Years:: 507.66 Cr

Annual ROE Annual % Analysis

ROE Annual % is growing slower than historical averages.

1 Year:: 11.14 %
3 Years:: 13.19 %
5 Years:: 13.26 %
7 Years:: 12.11 %

Financial Ratios

Standalone
Consolidated

All values except ratios in INR(Crores)


Indicator	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Book Value Per Share Annual Rs	29.5	29.7	21.7	21.0	21.0	21.6	21.5	21.8	21.6
RoA Annual %	4.19%	7.15%	5.19%	4.94%	4.0%	3.96%	2.52%	2.35%	0.56%
ROE Annual %	4.48%	7.69%	6.18%	6.78%	4.75%	4.35%	2.76%	2.59%	0.62%
ROCE Annual %	5.16%	10.14%	5.81%	6.35%	4.45%	4.07%	2.58%	2.42%	0.58%
Profitability Ratio
EBDIT Annual Margin %	95.84%	90.13%	311.37%	93.95%	86.02%	87.22%	91.75%	88.34%	71.1%
EBIT Annual Margin %	94.53%	89.51%	309.96%	93.69%	85.63%	86.75%	91.26%	87.31%	69.0%
PBT Annual Margin %	80.86%	77.88%	226.18%	75.42%	78.25%	86.65%	91.2%	87.21%	68.91%
Net Profit Margin Annual %	77.78%	64.17%	225.75%	75.52%	75.92%	82.34%	83.84%	81.26%	34.14%
Asset Turnover Annual %	5.39%	11.14%	2.3%	6.54%	5.27%	4.81%	3.01%	2.9%	1.64%
Liquidity Ratio
Current Ratio Annual	72.7	58.8	0.6	0.7	0.6	6.3	3.5	2.5	2.3
Quick Ratio Annual	72.7	58.8	0.6	0.7	0.6	6.3	3.5	2.5	2.3
Dividend Payout to NP Annual %	120.62%	64.44%	48.34%	101.95%	135.9%	106.4%	151.22%	105.97%	448.01%
Dividend Payout CP Annual %	118.63%	63.82%	48.04%	101.6%	135.2%	105.79%	150.34%	104.65%	422.06%
Earning Retention Annual %	-20.62%	35.56%	51.66%	-1.95%	-35.9%	-6.4%	-51.22%	-5.97%	-348.01%
Cash Earning Retention Annual %	-18.63%	36.18%	51.96%	-1.6%	-35.2%	-5.79%	-50.34%	-4.65%	-322.06%
Valuation Ratio
EnterpriseValue Annual Cr	7,877.2	10,745.8	7,246.2	3,419.8	3,854.7	1,667.8	1,087.6	1,050.1	1,684.1
EV Per Net Sales Annual	55.1	36.0	153.3	23.0	37.5	19.3	20.4	20.1	57.3
Price To Book Value Annual	3.2	4.3	4.1	1.8	2.3	1.2	0.8	0.7	1.1
EV Per EBITDA Annual	57.4	39.9	49.2	24.5	43.6	22.2	22.2	22.7	80.5
Market Cap Per Sales Annual	55.2	36.1	149.2	20.2	36.6	21.8	22.9	22.4	61.2
Retention Ratio Annual %	-20.62%	35.55%	51.65%	-1.95%	-35.9%	-6.4%	-51.22%	-5.97%	-348.01%
Earnings Yield Annual	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash Earning Retention Annual %	-18.63%	36.18%	51.96%	-1.6%	-35.2%	-5.79%	-50.34%	-4.65%	-322.06%
Total Debt to Total Equity Annual	0.0	0.0	0.1	0.3	0.1	0.0	0.0	0.0	0.0

Annual Book Value Per Share Annual Rs Analysis

Book Value Per Share Annual Rs growth is lower than historical averages.

1 Year:: 29.55 Rs
3 Years:: 27.0 Rs
5 Years:: 24.59 Rs
7 Years:: 23.72 Rs

Annual RoA Annual % Analysis

RoA Annual % is growing slower than historical averages.

1 Year:: 4.19 %
3 Years:: 5.51 %
5 Years:: 5.09 %
7 Years:: 4.56 %


Indicator	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Book Value Per Share Annual Rs	92.5	69.1	55.7	45.3	40.8	31.3	29.3	27.9	28.3
RoA Annual %	2.52%	2.92%	2.84%	3.62%	3.88%	3.53%	2.61%	2.11%	2.88%
ROE Annual %	11.14%	14.26%	14.16%	13.76%	12.99%	9.53%	8.92%	6.19%	8.82%
ROCE Annual %	12.46%	4.71%	5.42%	6.45%	9.17%	7.18%	6.61%	4.83%	7.67%
Profitability Ratio
EBDIT Annual Margin %	77.81%	76.64%	75.32%	72.72%	68.07%	59.92%	61.69%	56.09%	55.18%
EBIT Annual Margin %	77.04%	75.83%	74.33%	71.52%	66.79%	58.4%	60.52%	54.78%	53.79%
PBT Annual Margin %	36.21%	40.45%	41.18%	41.12%	36.84%	27.83%	24.36%	20.9%	25.43%
Net Profit Margin Annual %	23.61%	26.89%	26.99%	27.92%	25.69%	19.88%	17.17%	14.09%	19.54%
Asset Turnover Annual %	15.64%	15.0%	14.25%	15.23%	16.49%	16.97%	14.89%	15.27%	14.8%
Liquidity Ratio
Current Ratio Annual	29.6	1.5	1.2	1.1	0.9	1.2	1.2	1.4	1.2
Quick Ratio Annual	29.6	1.5	1.2	1.0	0.8	1.1	1.1	1.2	1.0
Dividend Payout to NP Annual %	23.46%	19.57%	10.97%	28.57%	32.14%	36.09%	37.04%	37.17%	25.77%
Dividend Payout CP Annual %	22.4%	18.79%	10.45%	27.2%	30.48%	33.64%	34.73%	33.95%	24.05%
Earning Retention Annual %	76.54%	80.43%	89.03%	71.43%	67.86%	63.91%	62.96%	62.83%	74.23%
Cash Earning Retention Annual %	77.6%	81.21%	89.55%	72.8%	69.52%	66.36%	65.27%	66.05%	75.95%
Valuation Ratio
EnterpriseValue Annual Cr	23,234.2	22,954.9	16,733.9	8,728.3	8,000.2	3,723.9	4,219.6	3,145.5	4,230.2
EV Per Net Sales Annual	6.6	7.1	7.1	5.2	5.7	3.7	4.0	3.6	4.7
Price To Book Value Annual	1.5	2.4	2.1	1.0	1.5	0.9	0.6	0.6	0.9
EV Per EBITDA Annual	8.4	9.3	9.4	7.1	8.4	6.2	6.6	6.4	8.6
Market Cap Per Sales Annual	2.2	3.3	3.0	1.8	2.7	1.9	1.2	1.3	2.0
Retention Ratio Annual %	76.53%	80.42%	89.02%	71.42%	67.85%	63.9%	62.95%	62.82%	74.22%
Earnings Yield Annual	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
Cash Earning Retention Annual %	77.6%	81.21%	89.55%	72.8%	69.52%	66.36%	65.27%	66.05%	75.95%
Total Debt to Total Equity Annual	2.7	2.8	2.8	2.2	1.7	1.2	2.1	1.6	1.7

Annual Book Value Per Share Annual Rs Analysis

Book Value Per Share Annual Rs growth is higher than historical averages.

1 Year:: 92.47 Rs
3 Years:: 72.45 Rs
5 Years:: 60.7 Rs
7 Years:: 52.01 Rs

Annual RoA Annual % Analysis

RoA Annual % is growing slower than historical averages.

1 Year:: 2.52 %
3 Years:: 2.76 %
5 Years:: 3.16 %
7 Years:: 3.13 %

Balance Sheet

Standalone
Consolidated

All values except ratios in INR(Crores)


Indicator	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Total ShareHolders Funds Annual Cr	2,482.0	2,491.0	1,725.5	1,655.0	1,643.2	1,629.8	1,619.4	1,638.0	1,617.8
Equity Share Capital Annual Cr	84.0	83.8	79.5	78.9	78.4	75.5	75.2	75.0	75.0
Total Share Capital Annual Cr	84.0	83.8	79.5	78.9	78.4	75.5	75.2	75.0	75.0
Reserves Plus Surplus Annual Cr	2,398.0	2,407.2	1,646.1	1,576.1	1,564.8	1,543.2	1,544.3	1,563.0	1,542.8
Total Reserves Plus Surplus Annual Cr	2,398.0	2,407.2	1,646.1	1,576.1	1,564.8	1,543.2	1,544.3	1,563.0	1,542.8
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr	136.3	145.7	111.2	111.0	111.5	111.7	111.4	111.9	111.8
Deferred Tax Liabilities Annual Cr	120.7	123.3	109.9	109.8	110.0	110.1	110.2	110.3	110.4
Other LongTerm Liabilities Annual Cr	3.6	10.9	1.0	1.0	1.0	1.0	1.0	1.1	1.1
Total Current Liabilities Annual Cr	33.9	42.5	216.7	505.9	194.0	49.4	41.8	52.5	54.2
Trade Payables Annual Cr	3.0	8.9	0.9	0.9	1.0	0.6	0.6	0.7	1.1
Other Current Liabilities Annual Cr	30.8	33.6	8.6	9.8	7.5	6.9	3.3	5.9	6.7
Short Term Provisions Annual Cr	0.0	0.0	0.6	68.9	63.6	41.8	37.9	45.9	46.4
Total Capital Plus Liabilities Annual Cr	2,652.2	2,679.2	2,053.4	2,271.9	1,948.7	1,790.9	1,772.7	1,802.4	1,783.9
Fixed Assets Annual Cr	5.3	5.6	2.3	2.9	2.1	1.5	1.4	2.3	2.2
Tangible Assets Annual Cr	4.9	5.0	2.2	2.7	1.9	1.5	1.4	1.8	1.9
Intangible Assets Annual Cr	0.4	0.6	0.1	0.1	0.2	0.0	0.0	0.5	0.3
Capital Work In Progress Annual Cr	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Non Current Assets Annual Cr	188.5	177.9	1,922.4	1,926.8	1,829.5	1,479.2	1,625.7	1,669.2	1,660.4
Non Current Investments Annual Cr	0.0	0.0	1,769.1	1,756.6	1,661.6	1,313.4	1,470.5	1,507.4	1,508.0
Deferred Tax Assets Annual Cr	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long Term Loans Plus Advances Annual Cr	0.0	0.0	149.0	164.9	162.2	161.1	150.1	151.9	150.3
Other Non Current Assets Annual Cr	183.2	172.4	2.0	2.5	3.6	3.1	3.8	7.6	0.0
Total Current Assets Annual Cr	2,463.7	2,501.3	131.0	345.2	119.2	311.7	147.0	133.3	123.5
Current Investments Annual Cr	2,388.8	2,424.2	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Trade Receivables Annual Cr	10.0	24.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash Plus Cash Equivalents Annual Cr	15.3	42.7	11.7	12.5	33.2	217.1	133.7	123.5	115.2
Short Term Loans Plus Advances Annual Cr	36.0	0.0	104.7	312.5	75.8	88.6	0.6	0.5	0.9
Other Current Assets Annual Cr	13.5	10.4	14.5	20.1	10.2	5.9	12.6	9.3	7.4
Total Assets Annual Cr	2,652.2	2,679.2	2,053.4	2,271.9	1,948.7	1,790.9	1,772.7	1,802.4	1,783.9
Contingent Liabilities plus Commitments Annual Cr	142.3	96.2	20.2	16.2	13.4	380.3	3.8	301.5	295.2
Bonus Equity Share Capital Annual Cr	45.0	45.0	45.0	45.0	45.0	45.0	45.0	45.0	45.0
Non Current Investments Unquoted BookValue Annual Cr	0.0	0.0	1,699.1	1,686.6	1,591.6	1,313.4	1,470.4	1,507.4	1,507.9
Current Investments Unquoted BookValue Annual Cr	2,380.5	2,398.9	0.0	0.0	0.0	0.0	0.0	0.0	0.0

Annual Long Term Debt To Equity Annual Analysis

Long Term Debt To Equity Annual Changes
Long Term Debt To Equity Annual

1 Year:: -
3 Years:: -
5 Years:: -
7 Years:: -

Annual Total Assets Annual Cr Analysis

Total Assets Annual Cr growth is lower than historical averages.

1 Year:: 2,652.16 Cr
3 Years:: 2,461.59 Cr
5 Years:: 2,321.07 Cr
7 Years:: 2,166.99 Cr


Indicator	Mar-2019	Mar-2018	Mar-2017	Mar-2016	Mar-2015	Mar-2014	Mar-2013	Mar-2012	Mar-2011
Total ShareHolders Funds Annual Cr	5,131.7	4,422.0	3,319.3	2,909.5	2,543.0	2,197.1	2,050.6	1,954.4	1,978.8
Equity Share Capital Annual Cr	84.0	83.8	79.5	78.9	78.4	75.5	75.2	75.0	75.0
Total Share Capital Annual Cr	84.0	83.8	79.5	78.9	78.4	75.5	75.2	75.0	75.0
Reserves Plus Surplus Annual Cr	5,047.7	4,338.2	3,239.9	2,830.6	2,464.6	2,110.5	1,975.4	1,879.4	1,903.8
Total Reserves Plus Surplus Annual Cr	5,047.7	4,338.2	3,239.9	2,830.6	2,464.6	2,110.5	1,975.4	1,879.4	1,903.8
Minority Interest Liability Annual Cr

JM Financial Ltd.

Analyst Rating

No of reports

1

No upgrades

0

No downgrades

0

Price to Book Value

0.77

Operating Revenues Qtr Cr c

850.50 Cr

Net Profit Qtr Cr c

194.66 Cr

RSI

49.37

MFI

47.26

MACD

-0.58

MACD signal

-1.61

SMA 30

71.06

SMA 50

75.28

SMA 100

81.87

SMA 200

82.76

Promoter holding %

62.01

FII holding %

19.82

MF holding %

3.79

Institutional holding %

23.77

Peer Group

Write Query

Quarterly Results

Quarterly Operating Revenues Qtr Cr Analysis

Quarterly Net Profit Qtr Cr Analysis

Quarterly Operating Revenues Qtr Cr Analysis

Quarterly Net Profit Qtr Cr Analysis

Annual Results

Annual Total Revenue Annual Cr Analysis

Average Total Revenue Annual Cr

Annual Net Profit Annual Cr Analysis

Average Net Profit Annual Cr

Annual ROE Annual % Analysis

Average ROE Annual %

Annual Total Revenue Annual Cr Analysis

Average Total Revenue Annual Cr

Annual Net Profit Annual Cr Analysis

Average Net Profit Annual Cr

Annual ROE Annual % Analysis

Average ROE Annual %

Financial Ratios

Annual Book Value Per Share Annual Rs Analysis

Average Book Value Per Share Annual Rs

Annual RoA Annual % Analysis

Average RoA Annual %

Annual Book Value Per Share Annual Rs Analysis

Average Book Value Per Share Annual Rs

Annual RoA Annual % Analysis

Average RoA Annual %

Balance Sheet

Annual Long Term Debt To Equity Annual Analysis

Average Long Term Debt To Equity Annual

Annual Total Assets Annual Cr Analysis

Average Total Assets Annual Cr