The number of policies sold grew by 10.8% YoY in October-23, while for YTD-FY24, the growth reported is 6.6% YoY. The APE for the month increased by 20.6% YoY. For YTD FY24, the APE grew by 17.8% YoY. The positive equity market sentiment has been driving growth in the ULIP segment for the Company, while new launches in the non-ULIP segment have been seeing a good response, which gives confidence in growing APE by 20.0% YoY in FY24E.