HDFC, incorporated in 1977, is the largest mortgage financier in India with a balance sheet size of INR 2.88tn. HDFC has grown consistently, at a measured pace, without compromising on asset quality and is one of the best managed companies in India. The retail share of the mortgage business is at 69%. Besides mortgage financing, the company has, through its various subsidiaries, successfully ventured into other businesses including Banking (HDFC Bank), Life and Non-life insurance (HDFC Standard Life and HDFC Ergo), Asset Management (HDFC Mutual Fund) and Call center (Intelenet). HDFC has consistently maintained one of the best...