Asset under moratorium (by value) was at | 7977 crore as on September 2020 (~1.48% of AUM). Asset quality improved with GNPA ratio down ~6 bps QoQ to 1.81% (GNPA - | 8511 crore vs ~| 8631 crore QoQ). GNPA in the non-individual portfolio deteriorated to 4.19% vs. 4.1% in June 2020. Individual portfolio GNPA came in a tad lower by ~8 bps QoQ to 0.84%. Excluding asset classification norms, overall GNPA ratio would be 1.83% with individual/corporate non-performing loans at 0.88% and 4.19%, respectively. As of September 2020, collections efficiency for individual loan...