ICICI Securities Ltd | Retail Equity Research HDFC Ltd's overall performance was healthy ranging from loan growth, asset quality to margins Standalone PAT was at | 2101 crore vs. estimate of | 1818 crore. The YoY traction in PAT is healthy at 15% YoY. It came in higher largely owing to better dividend income than factored in by us GNPA ratio increased marginally by 2 bps QoQ to 1.14% (GNPA | 3701 crore) vs. ~33 bps QoQ rise seen in Q1. NNPA remained nil The NPA in individual loans was steady QoQ at 0.65% while that of...