Conference Call with Union Bank of India Management and Analysts on Q2FY26 Performance and Outlook. Listen to the full earnings transcript.
Union Bank of India announced Q2FY26 results Financial Performance: Net Profit of the Bank stood at Rs 4,249 crore during Q2FY26. Interest income of Bank stood at Rs 26,650 crore during Q2FY26. Business Growth: Total Business of the Bank increased by 3.24% YoY, wherein Gross Advances increased by 4.99% YoY & Total Deposit grew by 1.90% YoY. Bank has a total Business of Rs 22,09,828 crore as on September 30, 2025. Deposit Growth: Global deposits have increased by 1.90% YoY. Bank now has total deposits base of Rs 12,34,621 crore as on September 30, 2025. Growth in Retail, Agri and MSME (RAM) segments: RAM Segment of the Bank increased by 8.14% YoY, with in which 23.98% growth in Retail and 14.88% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 58.83%. Reduction in NPA: Gross NPA (%) reduced by 107 bps on YoY basis to 3.29% and Net NPA (%) reduced by 43 bps on YoY basis to 0.55% as on 30.09.2025. Strong Capital Ratios: CRAR stood at 17.07% as on 30.09.2025. CET-1 ratio improved from 13.88% as on 30.09.2024 to 14.37% as on 30.09.2025. Returns: Bank’s Return on Assets & Return on Equity stands at 1.16% and 15.08% respectively during Q2FY26. Result PDF