Aadhar Housing Finance was incorporated on November 26, 1990. The company is a retail-focused housing finance company (HFC) that specializes in the low-income housing segment, primarily serving economically weaker and low-to-middle income customers who require small ticket mortgage loans. The average loan ticket size is Rs 9 lakh. Aadhar Housing Finance offers a variety of mortgage-related loan products, including loans for the purchase and construction of residential properties, home improvement and extension loans, as well as loans for the construction and acquisition of commercial properties.