Capital Small Finance Bank was incorporated on 31 May 1999. The bank commenced operations as India's first small finance bank in 2016, pursuant to RBI's approval dated 4 March 2016. It offers a range of banking products on the asset and liability side in all the states it operates in, i.e., Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh, and the Union Territory of Chandigarh.