ICICI Bank announced Q1FY26 results Earnings: Profit before tax excluding treasury grew by 11.4% YoY to Rs 156.90 billion in Q1FY26. Core operating profit grew by 13.6% YoY to Rs 175.05 billion. Profit after tax grew by 15.5% YoY to Rs 127.68 billion in Q1FY26. Deposits: Period end total deposits grew by 12.8% YoY and were flat sequentially. Average deposits grew by 11.2% YoY and 3.1% QoQ at June 30, 2025. Average savings account deposits increased by 7.6% YoY and 3.6% QoQ. Average current account deposits increased by 11.2% YoY and 4.6% QoQ Advances: Domestic loans grew by 12.0% YoY and 1.5% QoQ. Retail loans grew by 6.9% YoY and 0.5% QoQ. Business banking1 portfolio grew by 29.7% YoY and 3.7% QoQ. Domestic corporate portfolio grew by 7.5% YoY and declined by 1.4% QoQ Asset quality: Net NPA ratio was 0.41% at Jun 30, 2025 (Jun 30, 2024: 0.43%). Net additions of Rs 30.34 billion to gross NPAs in Q1-2026 (Q1-2025: Rs 26.24 billion). Provisions of Rs 18.15 billion in Q1-2026 (0.53% of average advances). Provision coverage was 75.3% at Jun 30, 2025. Standard, contingency and other provisions of Rs 226.64 billion (1.7% of advances) at Jun 30, 2025. Contingency provisions of Rs 131.00 billion at Jun 30, 2025. Capital: Common Equity Tier 1 ratio of 16.31% (Mar 31, 2025: 15.94% ). Total capital adequacy ratio of 16.97%. Result PDF