Sector Banks - Latest news, views and updates

Public sector banks increased certificate of deposit issuance since 2022. Their market share rose significantly. Private banks initially led CD issuance during Covid. PSBs dominated after February 2022. Liquidity drives CD issuance. CD issuance reached a high in early 2025 due to credit demand. Private banks have longer CD tenors. PSBs use CDs for short-term funding.

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Banks

SECTOR | 25 Jun 2025

Union Bank Of India To Raise Up To Rs 6,000 Crore Via Debt, Equity

NDTV Profit

Banks raise capital to strengthen their financial position, fund growth and meet regulatory requirements.

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Federal Bank Remains Motilal Oswal's Preferred 'Buy' Among Mid-Size Private Banks - Here's Why

NDTV Profit | 25 Jun 2025

Banks

SECTOR | 25 Jun 2025

Banks need to further improve their customer service: DFS secretary

Business Standard

Banks are more stable and healthier, but there is scope for improvement on the customer service side, Financial Services Secretary M Nagaraju said. "Today, banks are more stable and healthier. While good customer service is being provided across the board, there is still scope for improvement to ensure we bring a genuine smile to every customer's face," he said on the 118th foundation day of Punjab & Sind Bank on Wednesday. On the occasion, the bank launched a series of new and smart branches designed to deliver superior customer experiences and seamless digital services. The bank also virtually launched its CASA Back Office in Chandigarh, a strategic step towards streamlining operations and further strengthening customer service delivery, Punjab & Sind Bank said in a statement. Additionally, the bank launched cash flow-based digital lending products designed specifically for MSME customers, strengthening its support for the country's small businesses. "These initiatives...

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Banks

SECTOR | 25 Jun 2025

IndusInd Bank Crisis: Microfinance Unit Sees More Exits As Bank Representatives Step Down Profit Exclusive

NDTV Profit

The exits follow enhanced scrutiny into the bank's microfinance book, following disclosures of incorrect balances and poor provisioning.

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Banks

SECTOR | 24 Jun 2025

Credit Card Data Update: Sector Report

Banks

IDBI Capital

Total Card Spends improved during May'25 (stood at Rs 1.90L Cr Vs Rs.1.85L Cr in Apr'25). Credit Card spends increased by ~3% MoM (v/s -8.6% in Apr'25), while it grew ~15% YoY vs ~18% in Apr'25. Total number of cards in force stood at ~111.2Mn as of May'25 (up by ~8% YoY and ~0.7% MoM). Net New Cards additions stood at ~7.6 lakhs (vs 5.5 lakhs in Apr'25), indicating an improved sentiment among lenders towards unsecured loan. New card issuances were majorly led by HDFCB (~2.8 lakhs), SBI (~1.3 lakhs), and AXIS (~1.1 lakh). Volume of transaction increased by ~4% MoM (vs. -2% in Apr'25), whereas it grew by ~29.7 % YoY (vs ~30.7% in Apr'25). We expect card spends to...

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Banks

SECTOR | 23 Jun 2025

PSBs' loan growth to outpace private banks in FY26: Fitch Ratings

Business Standard

Fitch Ratings projects PSB loan growth at 12-13% in FY26 as private banks face asset quality pressures, tighter LDRs and subdued momentum in unsecured lending

IDBI Capital released a Sector Update report for Banks on 01 Sep, 2025.

Central Banks in Asia are becoming wary of currency intervention

Business Line | 23 Jun 2025 1 more