Home First Finance Company India Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for HOMEFIRST, BSE:543259 Home First Finance Company India Ltd.

Search Inside the pdf :

Home First Finance Company India Ltd.

29 Jul 2026

1209.40

0.59%

Home First Finance: Q1FY27 Result Review

Buy: Home First Finance Company...

Target

IDBI Capital

Home First Finance delivered another strong quarter with AUM growing 25.7% YoY to 16,938 crore, supported by 31% YoY growth in disbursements to 1,628 crore, led by higher home loan originations. Profitability remained healthy with PAT increasing 34.5% YoY to 160 crore, driven by 38.2% YoY growth in NII, while PPOP rose 32.9% YoY. The company maintained industry-leading profitability with RoA of 4.2% (+10bps QoQ) and RoE of 14.5% (+50bps QoQ). Liability repricing supported margin expansion with NIM improving to 6.0%, while...

Number of FII/FPI investors increased from 255 to 263 in Jun 2026 qtr.

Home First Finance Company India Ltd.

29 Jul 2026

1209.40

0.59%

Home First Finance Company India (HOMEFIRS IN) Q1FY27 Result Update Healthy growth and margin outlook; steady asset quality Upgrade to BUY'

Buy: Home First Finance Company...

Recommendation Target

Prabhudas Lilladhar

Expect FY27/ FY28E NIM to be largely range-bound Steady asset quality; credit cost at 34/32bps in FY27E/28E Disbursements/ AUM in Q1 saw a strong growth of 31%/ 26% YoY. Commentary guided for ~25% AUM growth in FY27; we build the same considering deeper penetration across both new and existing markets. Expect FY27/28E NIM to be range-bound at ~6.1% with multiple levers to control CoF. Credit cost is likely to be benign- we build an improvement to 34/32bps in FY27/FY28E (vs. 40bps in FY26). We increase our FY27/ FY28E estimates by factoring in (1) strong AUM growth (2) stable spreads and (3)...

Number of FII/FPI investors increased from 255 to 263 in Jun 2026 qtr.

Home First Finance Company India Ltd.

28 Jul 2026

1209.40

0.59%

Steady Q1FY27 performance amidst global macroeconomic uncertainties; lower BT-out

Buy: Home First Finance Company...

ICICI Securities Limited

Home First Finance (HomeFirst) delivered robust disbursements of INR 16.3bn (up 4% QoQ), despite the seasonally slow quarter. Spreads remained resilient at 5.2% (flat QoQ), with incremental spreads at 5.4%, while BT-out hit a multi-quarter low at 4.5% during Q1FY27, reflecting robust credit demand and HomeFirst’s strong market positioning.

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

28 Jul 2026

1209.40

0.59%

Healthy execution on AUM growth and asset quality

Buy: Home First Finance Company...

Motilal Oswal

Home First Finance (HOMEFIRST)’s 1QFY27 PAT grew 34% YoY to INR1.6b (in line). NII in 1QFY27 grew 31% YoY to INR2.5b (in line). Other income grew 28% YoY to INR779m (vs. MOFSLe of INR682m).

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

08 May 2026

1209.40

0.59%

Home First Finance: Q4FY26 Result Review

Buy: Home First Finance Company...

IDBI Capital

Home First Finance reported a strong FY26 performance, reflecting healthy growth, improving profitability and stable asset quality. AUM grew ~25% YoY to 15,878 crore, supported by record Q4 disbursements of 1,572 crore and improving traction across formal urban housing markets. PAT increased sharply by ~41% YoY to 540 crore, while reported ROE stood at ~14%, reflecting healthy operating leverage and profitability. Origination yields remained healthy at ~13%, with management reiterating portfolio spread guidance of 5 5.25%, supported by its floating-rate asset book. Asset quality improved further,...

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

08 May 2026

1209.40

0.59%

Home First Finance Company India (HOMEFIRS IN) Q4FY26 Result Update Healthy growth outlook supported by stable credit cost Downgrade to ACCUMULATE'

Accumulate: Home First Finance Company...

Recommendation Target

Prabhudas Lilladhar

Spreads to moderate amid PLR cut and higher CoF Delinquencies improved; credit cost at 30-40bps in FY27E Disbursements/ AUM in Q4 saw a strong growth of 24%/ 25% YoY. Commentary guided for 25% AUM growth in FY27 led by recovery in TN/KN and deeper penetration across both new and existing markets. We build ~24% amid rising competitive intensity. Expect FY27/28E spreads to see a slight moderation as the portfolio reprices; hardening bond yields likely to exert some pressure. Expect improvement in opex to flow-through as productivity benefits materialize. Credit cost is likely to be benign- we...

Home First Finance Company India Ltd. is trading above all available SMAs

Home First Finance Company India Ltd.

08 May 2026

1209.40

0.59%

Strong Q4FY26; aiming for 25% growth in FY27

Buy: Home First Finance Company...

Target

ICICI Securities Limited

Home First Finance (HomeFirst)’s disbursements reached INR 15.7bn in Q4FY26 (up 19% QoQ), breaking multi-quarter average range of INR 11–13bn.

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

07 May 2026

1209.40

0.59%

Entering FY27 with improved execution and growth visibility

Buy: Home First Finance Company...

Target

Motilal Oswal

Home First Finance (HOMEFIRST)’s 4QFY26 PAT grew 43% YoY to INR1.5b (in line). PAT for FY26 grew ~41% YoY to INR5.4b. NII in 4QFY26 grew 37% YoY to INR2.4b (in line). Other income grew 37% YoY to INR730m.

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

28 Apr 2026

1209.40

0.59%

Early delinquencies improve; easing BT-out to support growth

Buy: Home First Finance Company...

Target

Motilal Oswal

Affordable HFCs have historically delivered robust growth, driven by strong penetration in low-tier cities, expertise in lending to informal income profiles, and relatively benign competitive intensity. However, in recent times, growth in the segment has moderated.

Home First Finance C.. has an average target of 1519.00 from 5 brokers.

Home First Finance Company India Ltd.

23 Feb 2026

1209.40

0.59%

Home First Finance Company India (HOMEFIRS IN) Company Initiation Backing the Talos^ of affordable housing BUY

Buy: Home First Finance Company...

Prabhudas Lilladhar

HOMEFIRS: Tech-driven, connector-led affordable housing lender ........................ 4 Underwriting model - Key features ............................................................................................ 4 Investment Arguments .......................................................................................................................... 8 Deepening distribution across geographies .......................................................................... 8 Making tech ubiquitous at every stage..................................................................................... 9 Distribution-light model keeps costs under control ......................................................... 11 Steady yields, strong liability profile to aid maintain spreads ..................................... 12 Expect higher credit costs over the near term ................................................................... 14...

Home First Finance Company India Ltd. is trading above all available SMAs

VOTE: Is Home First Finance Company India Ltd. worth buying?

78 Votes:

Buy 82.05%

Sell 10.26%

Hold 7.69%

RESEARCH REPORTS

Buy SEE REPORTS >

pdf

Buy SEE REPORTS >

pdf