Bank of India announced Q4FY26 & FY26 results Consolidated Financial Highlights: Total Income: Reached Rs 22,85,286 lakh in Q4FY26, showing a YoY growth of 4.19% compared to Rs 21,93,354 lakh in Q4FY25, and a QoQ growth of 6.89% from Rs 21,37,920 lakh in Q3FY26. For FY26, total income stood at Rs 85,64,956 lakh, up 6.51% from Rs 80,41,244 lakh in FY25. Operating Profit (before Provisions and Contingencies): Recorded at Rs 5,08,154 lakh in Q4FY26, reflecting a YoY increase of 3.34% against Rs 4,91,752 lakh in Q4FY25, and a QoQ rise of 19.41% from Rs 4,25,557 lakh in Q3FY26. FY26 operating profit was Rs 17,25,951 lakh, compared to Rs 16,60,835 lakh in FY25. Net Profit: Stood at Rs 3,08,776 lakh in Q4FY26, observing a YoY growth of 18.67% from Rs 2,60,198 lakh in Q4FY25, and a QoQ increase of 9.79% from Rs 2,81,229 lakh in Q3FY26. For FY26, net profit was Rs 10,30,630 lakh, an increase of 7.94% from Rs 9,54,828 lakh in FY25. Standalone Financial Highlights: Total Income: Reported at Rs 22,68,538 lakh in Q4FY26, up 4.30% YoY from Rs 21,75,081 lakh in Q4FY25, and 6.98% QoQ from Rs 21,20,595 lakh in Q3FY26. For FY26, total income reached Rs 85,03,554 lakh compared to Rs 79,81,992 lakh in FY25. Operating Profit: Jumped to Rs 5,02,571 lakh in Q4FY26, a 2.88% YoY growth from Rs 4,88,483 lakh in Q4FY25, and a 19.86% QoQ increase from Rs 4,19,279 lakh in Q3FY26. FY26 operating profit was Rs 17,04,873 lakh against Rs 16,41,211 lakh in FY25. Profit Before Tax: Recorded at Rs 4,03,595 lakh in Q4FY26, demonstrating a YoY rise of 13.78% from Rs 354,717 lakh in Q4FY25, and an 11.59% QoQ growth from Rs 3,61,680 lakh in Q3FY26. FY26 profit before tax was Rs 13,94,566 lakh, compared to Rs 12,43,444 lakh in FY25. Net Profit after Tax: Surged to Rs 3,01,579 lakh in Q4FY26, displaying a 14.85% YoY increase from Rs 2,62,591 lakh in Q4FY25, and an 11.50% QoQ rise from Rs 2,70,467 lakh in Q3FY26. For FY26, net profit was Rs 10,52,715 lakh, up 14.19% YoY from Rs 9,21,902 lakh in FY25. Business & Segment Highlights: Dividend Recommendation: The Board of Directors recommended a dividend of Rs 4.65 (i.e., 46.50%) per equity share of Face Value Rs 10/- each fully paid up for the FY26, subject to the approval of shareholders. Asset Quality: The bank showed significant improvement in asset quality. Gross NPA percentage improved to 1.98% in Q4FY26, down from 3.27% in Q4FY25 and 2.26% in Q3FY26. Net NPA percentage also improved to 0.56% in Q4FY26 compared to 0.82% in Q4FY25. Capital Adequacy Ratio (Basel III): Capital Adequacy Ratio (Standalone) stood at 18.01% at the end of Q4FY26, representing an improvement from 17.77% in Q4FY25. Segment Performance: Treasury Operations: Revenue was Rs 5,34,693 lakh in Q4FY26, dropping YoY from Rs 6,19,569 lakh in Q4FY25. Wholesale Banking Operations: Revenue increased to Rs 8,30,124 lakh in Q4FY26 from Rs 7,04,903 lakh in Q4FY25. Retail Banking Operations: Revenue slightly grew to Rs 9,05,279 lakh in Q4FY26 from Rs 8,93,521 lakh in Q4FY25. Result PDF