Housing Finance company Home First Finance Company India announced Q1FY27 results Financial Highlights: Interest Income: In Q1FY27, the company reported an Interest Income of Rs 4,619.67 million, showing a YoY growth of 17.14% from Rs 3,943.79 million in Q1FY26 and a QoQ increase of 7.00% from Rs 4,317.32 million in Q4FY26. Total Revenue from Operations: Total revenue from operations for Q1FY27 stood at Rs 5,380.11 million, up 18.61% YoY from Rs 4,536.14 million in Q1FY26 and up 7.30% QoQ from Rs 5,014.10 million in Q4FY26. Total Income: The company's Total Income for Q1FY27 was Rs 5,398.41 million, reflecting a YoY growth of 18.58% compared to Rs 4,552.65 million in Q1FY26 and a QoQ increase of 6.96% from Rs 5,047.35 million in Q4FY26. Profit Before Tax (PBT): PBT for Q1FY27 was Rs 2,076.35 million, representing a YoY increase of 32.68% from Rs 1,564.97 million in Q1FY26 and a QoQ growth of 6.38% from Rs 1,951.80 million in Q4FY26. Profit After Tax (PAT): The company achieved a PAT of Rs 1,598.51 million in Q1FY27, marking a YoY growth of 34.45% from Rs 1,188.91 million in Q1FY26 and a QoQ growth of 6.96% compared to Rs 1,494.45 million in Q4FY26. Total Comprehensive Income: For Q1FY27, Total Comprehensive Income stood at Rs 1,659.87 million, as against Rs 1,179.22 million in Q1FY26 and Rs 1,494.66 million in Q4FY26. Earnings Per Share (EPS): Basic EPS for Q1FY27 was Rs 15.31, compared to Rs 11.69 in Q1FY26 (restated for bonus issue) and Rs 14.35 in Q4FY26. Diluted EPS for Q1FY27 was Rs 15.19. Business Highlights: Dividend: The Board of Directors recommended a dividend of Rs 5.20 per equity share (260% of the face value of Rs 2) for the year ended March 31, 2026. This was approved by shareholders on June 24, 2026, and paid during Q1FY27. Equity Share Allotment: During Q1FY27, the company allotted 1,97,204 equity shares to employees under approved employee stock option schemes. Loan Assignments (Direct Assignment): During Q1FY27, the company transferred 3,792 loans through direct assignment. The aggregate amount of these loans was Rs 3,170.19 million, with a sale consideration of Rs 2,853.17 million. The weighted average remaining maturity was 207 months, and the weighted average holding period after origination was 12 months. Co-lending Arrangements (CLA): As of June 30, 2026, the company had 5 co-lending partners with 4,072 outstanding cases. The gross outstanding amount under CLA was Rs 1,579.67 million, with a weighted average rate of interest of 9.96%. Loan Performance under CLA: Under co-lending arrangements, standard loans stood at Rs 1,563.59 million and non-performing loans were Rs 16.08 million as of Q1FY27. Insurance Claim: The company has an outstanding insurance claim aggregating to Rs 28,436 lakh related to a fire incident at a third-party tobacco processing plant in October 2025. During Q1FY27, the company received an interim payment of Rs 10,000 lakh from the insurance company. Result PDF
Conference Call with Home First Finance Company India Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.