SBI Life Insurance Company Ltd.

NSE: SBILIFE | BSE: 540719 | ISIN: INE123W01016 |Industry: Life Insurance
|Momentum Trap
Durability score
35 /100
Valuation score
14 /100
Momentum score
62.6 /100
Market Capitalizati...
81,615 Cr.
AVG Broker Target
848.9
PE TTM Price to Ear...
60.7

Peer Group

StockCurrent Price RsPE TTM Price to EarningsMarket Capitalization in CrDividend yield 1yr %Net Profit Qtr CrNet Profit Annual Growth YoY %Operating Revenues Qtr CrRevenue Growth Qtr YoYPrice to Book Value
SBI Life Insurance C..
Market Runner Up
816.1560.7181615.000.25371.9015.33386.755.5610.77
HDFC Life Insurance ..
Market Leader
563.8586.10113756.170.29424.6215.13449.0912.6220.12
ICICI Prudential Lif.. 434.7554.5762423.140.72284.94-29.58512.1432.688.89
Max Financial Servic.. 399.6574.0010766.570.00171.56-65.69196.1352.065.38
All values except ratios in INR(Crores)
IndicatorJun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Graph
Total Revenue Qtr cr 388.4 589.9 293.7 263.2 369.8 472.7 247.0 244.6 328.5
Operating Expenses Qtr Cr 8.6 107.0 6.8 6.8 7.3 82.9 8.2 10.2 6.3
Operating Profit Qtr Cr 376.2 479.0 269.2 252.3 359.8 386.4 237.6 230.5 318.7
Operating Profit Margin Qtr % 97.27% 81.6% 92.3% 97.36% 98.21% 82.22% 97.32% 95.05% 98.08%
Depreciation Qtr Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Interest Qtr Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Profit Before Tax Qtr Cr 377.8 481.9 271.3 256.4 363.3 389.1 240.5 232.6 322.2
Tax Qtr Cr 5.9 24.3 7.0 5.9 8.9 7.9 10.2 7.2 8.8
Net Profit Qtr Cr 371.9 457.7 264.3 250.5 354.3 381.2 230.3 225.5 313.4
Basic EPS Qtr Rs 3.7 4.6 2.6 2.5 3.5 3.8 2.3 2.3 3.1
Net profit TTM Cr 1,344.4 1,326.8 1,250.3 1,216.3 1,191.3 1,150.4 1,105.3 1,065.4 1,052.7
Basic EPS TTM Rs 13.4 13.3 12.5 12.2 11.9 11.5 11.1 10.7 10.5
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is lower than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is lower than historical averages.
IndicatorGraph
Total Revenue Qtr cr
Operating Expenses Qtr Cr
Operating Profit Qtr Cr
Operating Profit Margin Qtr %
Depreciation Qtr Cr
Interest Qtr Cr
Profit Before Tax Qtr Cr
Tax Qtr Cr
Net Profit Qtr Cr
Basic EPS Qtr Rs
Net profit TTM Cr
Basic EPS TTM Rs
All values except ratios in INR(Crores)
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Total Revenue Annual Cr 1,535.3 1,517.7 1,292.9 1,064.3 977.4 990.8 1,032.9 898.1 699.4 0.0
Operating Expenses Annual Cr 129.2 144.2 108.2 89.4 122.0 161.2 304.8 267.8 143.6 0.0
Operating Profit Annual in Cr 1,376.7 1,359.9 1,173.3 966.7 847.5 822.2 720.7 623.8 549.3 0.0
Operating Profit Margin Annual % 89.61% 90.75% 90.82% 86.7% 82.98% 69.78% 69.46% 78.54%
Total Expenses Annual Cr 144.8 108.5 89.8 122.3 161.5 305.1 268.0 143.6 0.0
EBIDT Annual Cr 1,373.5 1,184.8 974.9 855.4 829.6 728.1 630.4 555.8 0.0
EBIDT margin Annual % 90.5% 91.63% 91.6% 87.51% 83.73% 70.49% 70.19% 79.47%
Depreciation Cr 0.0 0.6 0.3 0.3 0.3 0.3 0.3 0.2 0.0 0.0
PAT Before ExtraOrdinary Items Annual Cr 1,326.8 1,150.4 954.7 844.1 814.9 727.8 630.1 555.8 0.0
Net Profit Annual Cr 1,344.4 1,326.8 1,150.4 954.7 844.1 814.9 727.8 630.1 555.8 0.0
Basic EPS Annual Rs 13.3 11.5 9.6 8.4 8.2 7.3 6.3 5.6 0.0
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is higher than historical averages.
Average Total Revenue Annual Cr
1 Year:
1,517.7 Cr
3 Years:
1,291.65 Cr
5 Years:
1,168.65 Cr
7 Years:
1,110.61 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is stable compared to historical averages.
Average Net Profit Annual Cr
1 Year:
1,326.8 Cr
3 Years:
1,143.95 Cr
5 Years:
1,018.16 Cr
7 Years:
921.24 Cr
Annual ROE Annual % Analysis
ROE Annual % is stable compared to historical averages.
Average ROE Annual %
1 Year:
17.51 %
3 Years:
17.53 %
5 Years:
18.1 %
7 Years:
19.31 %
IndicatorTTMGraph
Total Revenue Annual Cr 0.0
Operating Expenses Annual Cr 0.0
Operating Profit Annual in Cr 0.0
Operating Profit Margin Annual %
Total Expenses Annual Cr
EBIDT Annual Cr
EBIDT margin Annual %
Depreciation Cr 0.0
PAT Before ExtraOrdinary Items Annual Cr
Net Profit Annual Cr 0.0
Basic EPS Annual Rs
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Book Value Per Share Annual Rs 75.8 65.3 54.6 47.3 40.6 33.6 27.4 21.6 0.0
RoA Annual % 0.9% 0.94% 0.93% 1.01% 1.09% 1.2% 1.17% 1.15% 0.0%
ROE Annual % 17.51% 17.62% 17.46% 17.83% 20.08% 21.68% 23.02% 25.78% 0.0%
ROCE Annual % 0.96% 1.0% 0.98% 1.05% 1.14% 1.23% 1.2% 1.18% 0.0%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
75.76 Rs
3 Years:
65.23 Rs
5 Years:
56.72 Rs
7 Years:
49.22 Rs
Annual RoA Annual % Analysis
RoA Annual % is stable compared to historical averages.
Average RoA Annual %
1 Year:
0.9 %
3 Years:
0.92 %
5 Years:
0.97 %
7 Years:
1.03 %
IndicatorGraph
Book Value Per Share Annual Rs
RoA Annual %
ROE Annual %
ROCE Annual %
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Total ShareHolders Funds Annual Cr 7,576.4 6,527.8 5,464.8 4,733.1 4,056.3 3,356.3 2,736.4 2,155.6 0.0
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr 135,421.5 111,627.9 93,760.5 75,991.5 68,180.3 55,661.3 49,572.3 44,760.8 0.0
Total Current Liabilities Annual Cr 3,736.0 3,564.7 3,014.3 2,704.5 1,883.9 1,622.7 1,405.7 1,323.9 0.0
Total Capital Plus Liabilities Annual Cr 146,733.8 121,720.4 102,239.6 83,429.1 74,120.5 60,640.3 53,714.4 48,240.4 0.0
Fixed Assets Annual Cr 595.2 581.3 538.5 447.2 298.4 308.2 285.5 265.2 0.0
Total Non Current Assets Annual Cr 140,092.4 115,188.1 48,718.5 42,391.6 34,874.9 27,986.1 23,785.2 265.2 0.0
Total Current Assets Annual Cr 6,641.4 6,532.4 53,521.1 41,037.5 39,245.6 32,654.2 29,929.3 47,975.2 0.0
Total Assets Annual Cr 146,733.8 121,720.4 102,239.6 83,429.1 74,120.5 60,640.3 53,714.4 48,240.4 0.0
Contingent Liabilities plus Commitments Annual Cr 1,504.8 860.0 442.1 484.7 440.2 394.0 120.2 138.8 0.0
Bonus Equity Share Capital Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Non Current Investments Unquoted BookValue Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Current Investments Unquoted BookValue Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Annual Total Assets Annual Cr Analysis
Total Assets Annual Cr growth is stable compared to historical averages.
Average Total Assets Annual Cr
1 Year:
146,733.85 Cr
3 Years:
123,564.62 Cr
5 Years:
105,648.69 Cr
7 Years:
91,799.74 Cr
IndicatorGraph
Total ShareHolders Funds Annual Cr
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr
Total Current Liabilities Annual Cr
Total Capital Plus Liabilities Annual Cr
Fixed Assets Annual Cr
Total Non Current Assets Annual Cr
Total Current Assets Annual Cr
Total Assets Annual Cr
Contingent Liabilities plus Commitments Annual Cr
Bonus Equity Share Capital Annual Cr
Non Current Investments Unquoted BookValue Annual Cr
Current Investments Unquoted BookValue Annual Cr
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Cash from Operating Activity Annual Cr 13,472.9 10,395.0 8,525.1 5,777.9 2,711.5 166.4 1,130.0 6,467.9 0.0
Cash from Investing Activity Annual Cr -13,552.9 -8,909.8 -9,031.2 -7,203.7 -178.2 -708.4 -226.8 -4,967.7 0.0
Cash from Financing Annual Activity Cr -241.1 -221.3 -144.4 -144.0 -117.0 -58.1 -58.1 0.0 0.0
Net Cash Flow Annual Cr -321.1 1,263.9 -650.6 -1,569.8 2,416.3 -600.1 845.1 1,500.2 0.0