Durability score
50 /100
Valuation score
15.3 /100
Momentum score
57.2 /100
Market Capitalizati...
71,030 Cr.
AVG Broker Target
793.7
PE TTM Price to Ear...
53.5

Peer Group

StockCurrent Price RsPE TTM Price to EarningsMarket Capitalization in CrDividend yield 1yr %Net Profit Qtr CrNet Profit Annual Growth YoY %Revenue Qtr CrRevenue Growth Qtr YoYPrice to Book Value
SBI Life Insurance C..
Market Runner Up
710.3053.5371030.000.28457.6815.33587.0324.9311.14
HDFC Life Insurance ..
Market Leader
440.3569.5888835.330.37364.0115.13648.7431.3618.66
ICICI Prudential Lif.. 376.3547.3754035.580.43261.37-29.58637.9643.707.87
Max Financial Servic.. 418.70228.4311279.780.00-109.620.009.97-15.585.69
All values except ratios in INR(Crores)
IndicatorMar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Mar-2017Graph
Revenue Qtr Cr 587.0 291.6 259.1 366.4 469.9 244.2 242.5 325.0 401.3
Operating Expenses Qtr Cr 107.0 6.8 6.8 7.3 82.9 8.2 10.2 6.3 71.0
Operating Profit Qtr Cr 479.0 269.2 252.3 359.8 386.4 237.6 230.5 318.7 330.5
Operating Profit Margin Qtr % 81.6% 92.3% 97.36% 98.21% 82.22% 97.32% 95.05% 98.08% 82.36%
Other Income Qtr Cr 2.9 2.1 4.1 3.4 2.8 2.9 2.2 3.5 2.1
Depreciation Qtr Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.3
Interest Qtr Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Profit Before Tax Qtr Cr 481.9 271.3 256.4 363.3 389.1 240.5 232.6 322.2 332.2
Tax Qtr Cr 24.3 7.0 5.9 8.9 7.9 10.2 7.2 8.8 -3.8
Net Profit Qtr Cr 457.7 264.3 250.5 354.3 381.2 230.3 225.5 313.4 336.1
Basic EPS Qtr Rs 4.6 2.6 2.5 3.5 3.8 2.3 2.3 3.1 0.0
Net profit TTM Cr 1,326.8 1,250.3 1,216.3 1,191.3 1,150.4 1,105.3 1,065.4 1,052.7 954.7
Basic EPS TTM Rs 13.3 12.5 12.2 11.9 11.5 11.1 10.7 10.5 9.5
Quarterly Revenue Qtr Cr Analysis
Revenue Qtr Cr growth is higher than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is higher than historical averages.
IndicatorGraph
Revenue Qtr Cr
Operating Expenses Qtr Cr
Operating Profit Qtr Cr
Operating Profit Margin Qtr %
Other Income Qtr Cr
Depreciation Qtr Cr
Interest Qtr Cr
Profit Before Tax Qtr Cr
Tax Qtr Cr
Net Profit Qtr Cr
Basic EPS Qtr Rs
Net profit TTM Cr
Basic EPS TTM Rs
All values except ratios in INR(Crores)
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Total Revenue Annual Cr 1,504.2 1,517.7 1,292.8 1,064.3 977.4 990.8 1,032.9 898.1 699.4 0.0
Operating Expenses Annual Cr 127.9 144.8 108.0 89.4 122.0 161.2 304.8 267.8 143.6 0.0
Operating Profit Annual in Cr 1,360.3 1,359.3 1,173.4 966.7 847.5 822.2 720.7 623.8 549.3 0.0
Operating Profit Margin Annual % 89.56% 90.77% 90.82% 86.7% 82.98% 69.78% 69.46% 78.54%
Total Expenses Annual Cr 144.8 108.3 89.8 122.3 161.5 305.1 268.0 143.6 0.0
EBIDT Annual Cr 1,372.9 1,372.9 1,184.8 974.9 855.4 829.6 728.1 630.4 555.8 0.0
EBIDT margin Annual % 90.46% 91.64% 91.6% 87.51% 83.73% 70.49% 70.19% 79.47%
Other Income Annual Cr 12.5 13.5 11.3 8.2 7.9 7.5 7.4 6.6 6.5 0.0
Depreciation Cr 0.0 0.0 0.3 0.3 0.3 0.3 0.3 0.2 0.0 0.0
PAT Before ExtraOrdinary Items Annual Cr 1,326.8 1,150.4 954.7 844.1 814.9 727.8 630.1 555.8 0.0
Net Profit Annual Cr 1,326.8 1,326.8 1,150.4 954.7 844.1 814.9 727.8 630.1 555.8 0.0
Basic EPS Annual Rs 13.3 11.5 9.6 8.4 8.2 7.3 6.3 5.6 0.0
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is higher than historical averages.
Average Total Revenue Annual Cr
1 Year:
1,517.7 Cr
3 Years:
1,291.61 Cr
5 Years:
1,168.62 Cr
7 Years:
1,110.59 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is stable compared to historical averages.
Average Net Profit Annual Cr
1 Year:
1,326.8 Cr
3 Years:
1,143.95 Cr
5 Years:
1,018.16 Cr
7 Years:
921.24 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing faster than historical averages.
Average ROE Annual %
1 Year:
18.04 %
3 Years:
17.85 %
5 Years:
18.29 %
7 Years:
19.45 %
IndicatorTTMGraph
Total Revenue Annual Cr 0.0
Operating Expenses Annual Cr 0.0
Operating Profit Annual in Cr 0.0
Operating Profit Margin Annual %
Total Expenses Annual Cr
EBIDT Annual Cr 0.0
EBIDT margin Annual %
Other Income Annual Cr 0.0
Depreciation Cr 0.0
PAT Before ExtraOrdinary Items Annual Cr
Net Profit Annual Cr 0.0
Basic EPS Annual Rs
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Book Value Per Share Annual Rs 63.7 54.6 47.3 40.6 33.6 27.4 21.6 0.0
RoA Annual % 0.94% 0.93% 1.01% 1.09% 1.2% 1.17% 1.15% 0.0%
ROE Annual % 18.04% 17.46% 17.83% 20.08% 21.68% 23.02% 25.78% 0.0%
ROCE Annual % 1.0% 0.98% 1.05% 1.14% 1.23% 1.2% 1.18% 0.0%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is higher than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
63.74 Rs
3 Years:
60.71 Rs
5 Years:
54.01 Rs
7 Years:
47.28 Rs
Annual RoA Annual % Analysis
RoA Annual % is growing faster than historical averages.
Average RoA Annual %
1 Year:
0.94 %
3 Years:
0.94 %
5 Years:
0.98 %
7 Years:
1.04 %
IndicatorGraph
Book Value Per Share Annual Rs
RoA Annual %
ROE Annual %
ROCE Annual %
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Total ShareHolders Funds Annual Cr 7,576.4 6,374.5 5,464.8 4,733.1 4,056.3 3,356.3 2,736.4 2,155.6 0.0
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr 135,421.5 111,781.3 93,760.5 75,991.5 68,180.3 55,661.3 49,572.3 44,760.8 0.0
Total Current Liabilities Annual Cr 3,736.0 3,553.1 3,014.3 2,704.5 1,883.9 1,622.7 1,405.7 1,323.9 0.0
Total Capital Plus Liabilities Annual Cr 121,708.9 102,239.6 83,429.1 74,120.5 60,640.3 53,714.4 48,240.4 0.0
Fixed Assets Annual Cr 595.2 581.3 538.5 447.2 298.4 308.2 285.5 265.2 0.0
Total Non Current Assets Annual Cr 140,092.4 55,677.2 48,718.5 42,391.6 34,874.9 27,986.1 23,785.2 265.2 0.0
Total Current Assets Annual Cr 6,641.4 66,031.7 53,521.1 41,037.5 39,245.6 32,654.2 29,929.3 47,975.2 0.0
Total Assets Annual Cr 146,733.8 121,708.9 102,239.6 83,429.1 74,120.5 60,640.3 53,714.4 48,240.4 0.0
Contingent Liabilities plus Commitments Annual Cr 460.5 442.1 484.7 440.2 394.0 120.2 138.8 0.0
Bonus Equity Share Capital Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Non Current Investments Unquoted BookValue Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Current Investments Unquoted BookValue Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Annual Total Assets Annual Cr Analysis
Total Assets Annual Cr growth is stable compared to historical averages.
Average Total Assets Annual Cr
1 Year:
146,733.84 Cr
3 Years:
123,560.76 Cr
5 Years:
105,646.37 Cr
7 Years:
91,798.09 Cr
IndicatorGraph
Total ShareHolders Funds Annual Cr
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr
Total Current Liabilities Annual Cr
Total Capital Plus Liabilities Annual Cr
Fixed Assets Annual Cr
Total Non Current Assets Annual Cr
Total Current Assets Annual Cr
Total Assets Annual Cr
Contingent Liabilities plus Commitments Annual Cr
Bonus Equity Share Capital Annual Cr
Non Current Investments Unquoted BookValue Annual Cr
Current Investments Unquoted BookValue Annual Cr
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2008Graph
Cash from Operating Activity Annual Cr 10,393.7 8,525.1 5,777.9 2,711.5 166.4 1,130.0 6,467.9 0.0
Cash from Investing Activity Annual Cr -8,909.8 -9,031.2 -7,203.7 -178.2 -708.4 -226.8 -4,967.7 0.0
Cash from Financing Annual Activity Cr -221.3 -144.4 -144.0 -117.0 -58.1 -58.1 0.0 0.0
Net Cash Flow Annual Cr 1,262.6 -650.6 -1,569.8 2,416.3 -600.1 845.1 1,500.2 0.0